.calculator{display:block;overflow:hidden}.workspace-heading{padding:28px 30px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:24px;scroll-margin-top:20px}.workspace-heading h2{font-size:34px;margin:0 0 8px}.workspace-heading p:last-child{font-size:14px;color:var(--muted);margin:0}.workspace-heading .eyebrow{margin-bottom:8px}.rate-status{flex-shrink:0;background:#edf2e9;border-radius:30px;padding:8px 13px;color:#455e4e;font-size:12px}.calculator .inputs{padding:24px 30px}.calculator .programs{grid-template-columns:repeat(4,minmax(0,1fr));max-width:700px;gap:8px}.calculator .programs label{min-height:48px;padding:10px 14px;font-size:13px;gap:8px}.calculator legend{font-size:14px;margin-bottom:10px}.calculator .fields{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:20px 0 12px}.calculator .fields.costs{grid-template-columns:repeat(2,minmax(0,1fr))}.calculator .hint{font-size:12px}.calculator #va-options{display:grid;grid-template-columns:1fr 1fr;gap:14px}.calculator #va-options>details,.calculator #va-options>.hint{grid-column:1/-1}.calculator #fee-options{max-width:400px}.calculator .veteran{margin-top:12px}.scenario-actions{display:flex;align-items:center;gap:16px;margin-top:18px}.scenario-actions .primary{min-width:220px}.scenario-actions #try-example{background:transparent;border:0;text-decoration:underline;font-size:13px}.quick-down{display:flex;align-items:center;gap:7px;flex-wrap:wrap}.quick-down>span{font-size:12px;color:var(--muted);margin-right:5px}.quick-down button{font-size:12px!important;padding:6px 12px!important;min-height:36px!important;border-radius:30px!important;background:var(--paper)!important}.quick-down button:hover{background:#e5ece0!important}
.rate-options{padding:24px 30px 30px;background:#f3f4ee;border-top:1px solid var(--line)}.options-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:20px}.options-heading h2{font-size:29px;margin:0 0 6px}.options-heading p{font-size:13px;margin:0;color:var(--muted)}.options-heading .eyebrow{font-size:10px;margin-bottom:7px}.comparison-controls{display:flex;gap:12px}.comparison-controls label{font-size:11px;min-width:150px}.comparison-controls select{min-height:42px;font-size:12px;margin-top:5px;padding:8px}.options-empty{padding:28px;border:1px dashed #b8c6b4;border-radius:12px;font-size:14px;text-align:center}.loan-cards{display:grid;gap:12px}.loan-card{background:white;border:1px solid #d6ded1;border-radius:12px;padding:21px 18px;display:grid;grid-template-columns:1fr 1fr 1.25fr 1.45fr 120px;align-items:center;gap:18px;transition:border-color .15s,box-shadow .15s}.loan-card:hover{border-color:#829b7d;box-shadow:0 3px 14px #344a3810}.loan-card[data-selected=true]{border-left:4px solid #59765c;padding-left:15px}.loan-badge{display:inline-block;border-radius:4px;padding:3px 7px;letter-spacing:1px;font-size:10px;font-weight:bold;background:#eef2e9;color:#476047}.loan-card-title h3{font:17px/1.4 Georgia,serif;margin:7px 0 0}.card-metric{min-width:0}.card-metric>strong{font-size:22px;font-weight:normal;line-height:1.2;display:block;overflow-wrap:anywhere}.card-metric small{display:block;margin-top:6px;font-size:10px;line-height:1.5;color:#52645c}.card-fees>strong{font-size:14px;line-height:1.5}.loan-card .rate-choice{width:100%;background:#465b48;border:0;color:white;font-size:12px;padding:10px;min-height:44px}.loan-card .rate-choice:hover{background:#314833}.loan-card .rate-choice:disabled{background:#e7eae4;color:#657360;cursor:default}.card-note{grid-column:1/-1;border-top:1px solid #edf0e9;margin:0;padding-top:9px;font-size:11px;color:#52645c}.rate-sr{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}#options-title:focus{outline:none}
#option-dialog{width:min(900px,calc(100% - 32px));max-height:90vh;border:1px solid #cad5c5;border-radius:18px;padding:0;color:var(--ink);background:var(--paper);box-shadow:0 24px 90px #13251b50}#option-dialog::backdrop{background:#18322588;backdrop-filter:blur(3px)}body:has(#option-dialog[open]){overflow:hidden}#close-option{position:sticky;top:12px;float:right;z-index:2;margin:12px 16px 0;background:white;font-size:12px}#option-dialog .estimate{padding:28px 32px 24px;background:var(--paper)}#option-dialog h2{font-size:29px}#option-dialog .eyebrow{font-size:10px;margin-bottom:8px}.payment-tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);margin-top:16px}.payment-tabs button[role=tab]{border:0;border-bottom:2px solid transparent;border-radius:0;background:transparent;font-size:13px;padding:10px 16px}.payment-tabs button[aria-selected=true]{border-bottom-color:#476548;font-weight:bold}.result-panel{min-height:210px}.result-panel dl{margin:16px 0}.result-panel dl>div{padding:10px 0}.result-panel dd{text-align:right;white-space:normal}.result-panel dt small{display:block;font-size:10px;font-weight:normal;color:var(--muted);margin-top:4px}.payment-bar{display:flex;height:9px;border-radius:12px;overflow:hidden;gap:2px;margin:22px 0;background:#ccd5c5}.payment-bar span{min-width:0;background:#516e53}.payment-bar span:nth-child(2){background:#99af94}.payment-bar span:nth-child(3){background:#c8b891}.payment-bar span:nth-child(4){background:#89a5a5}.payment-bar span:nth-child(5){background:#b5a79c}.cost-total{font-size:30px;margin:20px 0 4px}.quiet-note{display:none}#option-dialog .schedule{padding:24px 32px;border-top:1px solid var(--line)}#option-dialog .schedule h2{font-size:24px}#option-dialog #assumptions{font-size:11px;color:var(--muted)}#option-dialog .actions button{font-size:12px}
@media(max-width:1000px){.loan-card{grid-template-columns:1fr 1fr 1.2fr}.card-fees{grid-column:1/3}.card-action{grid-column:3}.options-heading{display:block}.comparison-controls{margin-top:16px;justify-content:flex-end}.calculator .fields{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.workspace-heading{display:block;padding:24px}.workspace-heading h2{font-size:29px}.workspace-heading .rate-status{display:inline-block;margin-top:14px}.calculator .inputs{padding:24px}.calculator .programs{grid-template-columns:1fr 1fr}.calculator .fields,.calculator .fields.costs{grid-template-columns:1fr 1fr;gap:12px}.calculator .fields label{font-size:12px}.calculator #va-options{grid-template-columns:1fr}.scenario-actions{gap:8px}.scenario-actions .primary{min-width:0;flex:1;font-size:12px}.rate-options{padding:24px 18px}.options-heading h2{font-size:27px}.comparison-controls{justify-content:stretch;gap:10px}.comparison-controls label{flex:1;min-width:0}.loan-card{grid-template-columns:1fr 1fr;gap:16px;padding:18px}.loan-card-title{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:12px}.loan-card-title h3{margin:0}.card-fees{grid-column:1}.card-action{grid-column:2}.card-metric>strong{font-size:25px}.card-fees>strong{font-size:13px}.card-metric small{font-size:10px}.card-note{font-size:11px}#option-dialog{width:calc(100% - 20px);max-height:94vh;border-radius:13px}#option-dialog .estimate,#option-dialog .schedule{padding:24px 20px}.payment-tabs button[role=tab]{flex:1;font-size:12px;padding:9px 6px}#close-option{margin-right:10px}#option-dialog h2{font-size:26px}.result-panel dd{max-width:50%;overflow-wrap:anywhere}.cost-total{font-size:24px}}
@media(max-width:370px){.calculator .fields,.calculator .fields.costs{grid-template-columns:1fr}.scenario-actions{flex-wrap:wrap}.quick-down>span{width:100%}}
@media(prefers-reduced-motion:reduce){.loan-card{transition:none}#option-dialog::backdrop{backdrop-filter:none}}
@media print{body{overflow:visible!important}.workspace-heading,.rate-options,.payment-tabs,#close-option,.quick-down,.scenario-actions{display:none!important}#option-dialog{position:static;display:block;width:auto;max-height:none;overflow:visible;border:0;box-shadow:none;margin:0;padding:0}#option-dialog::backdrop{display:none}.result-panel[hidden]{display:block!important}#option-dialog .estimate{background:white;padding:0}#option-dialog .schedule{padding:15px 0}.payment-bar{print-color-adjust:exact}}
#option-dialog #close-option{float:none;display:block;margin:12px 16px -44px auto}#option-dialog .estimate>h2{padding-right:75px}#option-dialog .estimate>.eyebrow{padding-right:80px}
.print-brand{display:none}#print-estimate{margin-top:20px;font-size:12px}@media print{.print-brand{display:flex;align-items:center;gap:24px;padding-bottom:16px;border-bottom:1px solid #ccd5c5}.print-brand img{width:150px;height:80px;object-fit:contain}.print-brand p{font-size:9pt}#print-estimate{display:none}.print-summary #schedule{display:none!important}.result-panel dl>div{break-inside:avoid}}
.print-brand p{white-space:pre-line;line-height:1.4}.print-brand img{flex-shrink:0}
.score-and-down{display:flex;align-items:center;justify-content:space-between;gap:20px}.credit-score{min-width:230px;font-size:12px}.credit-score select{min-height:44px}.score-and-down .quick-down{justify-content:flex-end}@media(max-width:600px){.score-and-down{display:block}.score-and-down .quick-down{justify-content:flex-start;margin-top:14px}.credit-score{min-width:0}}

/* One program card with named sections and direct access to each breakdown. */
.loan-card{grid-template-columns:1.3fr 1.25fr 1.3fr 160px;gap:24px;padding:22px 24px}.loan-card[data-selected=true]{padding-left:21px}.loan-card-title{grid-column:1/-1;display:flex;align-items:center;gap:14px;padding-bottom:16px;border-bottom:1px solid var(--line)}.loan-card-title h3{margin:0;font-size:19px}.card-loan-amount{margin-left:auto;color:var(--muted);font-size:13px}.card-rate{display:grid;grid-template-columns:1fr 1fr;gap:18px}.card-metric>small{margin:0 0 8px;font-size:12px;line-height:1.4}.card-metric>strong{font-size:23px}.card-rate .card-metric>strong{font-size:22px}.card-fees>strong{font-size:23px;line-height:1.2}.card-points{display:block;font-size:11px;color:var(--muted);margin-top:8px}.loan-card .card-detail-link{display:block;border:0;border-radius:0;background:transparent;padding:0;min-height:30px;font-size:12px;color:#315748;text-decoration:underline;text-underline-offset:3px;margin-top:8px}.loan-card .card-detail-link:hover{color:#182f23}.card-note{font-size:12px;line-height:1.6}.loan-card .rate-choice{font-size:13px;min-height:48px}.card-action{grid-column:auto}.card-fees{grid-column:auto}
@media(max-width:1100px){.loan-card{grid-template-columns:1.25fr 1fr 1fr}.card-action{grid-column:1/-1;justify-self:end}.card-action .rate-choice{min-width:170px}}
@media(max-width:600px){.loan-card,.loan-card[data-selected=true]{grid-template-columns:1fr 1fr;padding:20px;gap:20px}.loan-card-title{display:flex;flex-wrap:wrap;justify-content:flex-start;gap:9px}.loan-card-title h3{font-size:17px}.card-loan-amount{width:100%;margin:0}.card-rate{grid-column:1/-1;gap:30px}.card-rate .card-metric>strong{font-size:25px}.card-metric>strong,.card-fees>strong{font-size:23px}.card-metric>small{font-size:11px}.card-fees{grid-column:auto}.card-action{grid-column:1/-1;justify-self:stretch}.card-action .rate-choice{width:100%}.loan-card .card-detail-link{font-size:11px;text-align:left}.card-points{font-size:10px}.card-note{font-size:11px}}

.builder-credit{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:18px;padding:20px 24px;border:1px solid #d8d3bd;border-left:4px solid #b49758;border-radius:12px;background:#faf8f0}.builder-credit h3{font:23px/1.3 Georgia,serif;margin:0 0 8px}.builder-credit p{font-size:13px;line-height:1.7;margin:0;max-width:760px}.builder-credit>a{flex-shrink:0;font-size:13px;text-underline-offset:4px}.builder-credit-note{padding-top:12px;border-top:1px solid var(--line)}@media(max-width:600px){.builder-credit{display:block;padding:18px}.builder-credit>a{display:inline-block;margin-top:14px}.builder-credit h3{font-size:22px}}

/* Compact detail window; the financial summary stays outside the scroll area. */
#option-dialog[open]{display:flex;flex-direction:column;overflow:hidden;height:min(740px,90vh)}.modal-header{flex-shrink:0;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 28px;border-bottom:1px solid var(--line)}#option-dialog .modal-header h2{font:25px/1.3 Georgia,serif;margin:0;padding:0}#option-dialog #close-option{position:static;float:none;margin:0;flex-shrink:0}.modal-body{overflow:auto;min-height:0;flex:1;overscroll-behavior:contain}#option-dialog .estimate{padding:0 28px 20px}.payment-tabs{position:sticky;top:0;background:var(--paper);z-index:1;margin-top:0;padding-top:8px}.modal-summary{display:grid;grid-template-columns:1fr 1fr 1.2fr 1.2fr auto;align-items:center;gap:18px;padding:18px 28px;background:#edf1e9;border-top:1px solid #ccd5c5;flex-shrink:0}.modal-summary[hidden]{display:none}.modal-summary>div{display:flex;flex-direction:column;gap:7px;min-width:0}.modal-summary span{font-size:11px;color:var(--muted)}.modal-summary strong{font-size:17px;font-weight:600;overflow-wrap:anywhere}.modal-summary .primary{padding:13px 16px;font-size:12px}.cost-total{font-size:32px;margin:18px 0 4px}.result-panel dl>div{padding:9px 0}#print-estimate{float:right;margin-top:18px;font-size:11px}.result-panel .hint{font-size:12px;line-height:1.6}
@media(max-width:600px){#option-dialog[open]{height:94vh;max-height:94vh}.modal-header{padding:14px 18px}#option-dialog .modal-header h2{font-size:22px}#option-dialog .estimate{padding:0 18px 18px}.modal-summary{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;padding:14px}.modal-summary span{font-size:9px}.modal-summary strong{font-size:13px}.modal-summary .primary{grid-column:1/-1;text-align:center;padding:10px;min-height:38px}.cost-total{font-size:28px}#print-estimate{float:none;margin-top:14px}.result-panel dl>div{padding:9px 0}}

/* Restrained color accents distinguish payment, fees and the next action. */
.loan-card,.loan-card[data-selected=true]{border:1px solid #a6c8be;border-top:5px solid #1f5b49;padding-left:24px;box-shadow:0 8px 24px #173f3610}.loan-card-title{background:#edf7f2;border-radius:7px;padding:12px 14px;border:0}.loan-badge{background:#1f5b49;color:#fff}.loan-card-title h3,.card-loan-amount{color:#173f3b}.loan-card>[data-value=payment]{padding:16px;background:#edf5ee;border:1px solid #c3dfd9;border-radius:10px}.loan-card>[data-value=payment]>strong{color:#1f5b49;font-weight:600}.card-fees{padding:16px;background:#fcf5e7;border:1px solid #ead8b4;border-radius:10px}.card-points{background:#f3dda7;color:#493b21;border-radius:5px;padding:5px 7px;display:inline-block}.loan-card .rate-choice{background:#9f2939;box-shadow:0 3px 8px #9f293920}.loan-card .rate-choice:hover{background:#7b1f2d}.loan-card .rate-choice:disabled{box-shadow:none}.loan-card .card-detail-link{color:#254c3d}.card-metric>small{color:#314e4a}.card-note{color:#314e4a}.modal-summary{background:#edf5ee;border-top:2px solid #1f5b49}.modal-summary strong{color:#143f42}.modal-summary .primary{background:#9f2939;color:white}.payment-tabs button[aria-selected=true]{color:#1f5b49;border-bottom-color:#1f5b49}.payment-bar span{background:#1f5b49}.payment-bar span:nth-child(2){background:#7ca597}.payment-bar span:nth-child(3){background:#d5ae5f}.payment-bar span:nth-child(4){background:#719bab}.payment-bar span:nth-child(5){background:#a15f65}.loan-card:focus-within{outline:2px solid #1f5b49;outline-offset:3px}
@media(max-width:600px){.loan-card,.loan-card[data-selected=true]{padding-left:20px}.loan-card-title{padding:12px}.card-fees,.loan-card>[data-value=payment]{padding:12px}.card-points{font-size:10px}}
@media print{#option-dialog[open]{display:block;height:auto;max-height:none;overflow:visible}.modal-body{overflow:visible}.modal-header{display:none}.modal-summary{display:grid;break-inside:avoid;print-color-adjust:exact}.payment-tabs{display:none!important}#print-estimate{display:none!important}.modal-summary .apply{display:none!important}}

h1,h2,h3,legend,summary,label,.card-metric>small,.modal-summary span,.payment-tabs button,.rate-choice,.card-detail-link,.primary{text-transform:capitalize}
dt,.rate-status,.header-link,.actions button{text-transform:capitalize}

/* Match label and amount baselines across the three financial sections. */
.loan-card{align-items:stretch}.card-rate{padding:16px;align-items:start}.loan-card .card-metric>small{min-height:32px;display:flex;align-items:flex-start;margin:0 0 8px}.loan-card .card-metric>strong,.loan-card .card-rate .card-metric>strong{font-size:23px;line-height:1.2}.loan-card .card-action{align-self:center}.card-rate .card-metric{min-width:0}.card-rate .card-metric>strong{white-space:nowrap}.modal-summary span{min-height:24px}
@media(max-width:600px){.card-rate{padding:0}.loan-card .card-metric>small{min-height:30px}.loan-card .card-rate .card-metric>strong{font-size:25px}.loan-card .card-action{align-self:stretch}.modal-summary span{min-height:24px}}

.workspace-heading{padding:20px 24px}.workspace-heading h2{font-size:29px;margin-bottom:6px}.calculator .inputs{padding:20px 24px}.calculator .fields{margin:14px 0 10px;gap:14px}.calculator .fields label{font-size:12px}.calculator .fields input,.calculator .fields select{min-height:44px;height:44px}.calculator .fields .credit-score{min-width:0}.calculator .programs label{min-height:42px;padding:8px 12px}.calculator .score-and-down{justify-content:flex-end}.calculator .score-and-down .quick-down{margin:0}.calculator .scenario-actions{margin-top:12px}.calculator #cost-options{margin-top:10px}.calculator .inputs #rate-help{margin:8px 0}.calculator .inputs #error:empty{margin:0}.options-heading{margin-bottom:16px}.rate-options{padding:20px 24px}.builder-credit{padding:16px 20px}.builder-credit h3{font-size:21px}.builder-credit p{line-height:1.6}
@media(max-width:600px){.workspace-heading,.calculator .inputs{padding:20px}.workspace-heading h2{font-size:27px}.calculator .fields{gap:12px}.calculator .score-and-down{justify-content:flex-start}.rate-options{padding:20px 16px}.builder-credit{padding:16px}.calculator .programs label{font-size:12px}}

.escrow-controls{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:6px 22px;margin:16px 0;padding:16px 18px;background:#edf5ee;border:1px solid #cbddd1;border-radius:10px}.escrow-controls label{font-size:12px}.escrow-controls input,.escrow-controls select{min-height:44px;height:44px}.escrow-controls input[type=hidden]{display:none}.escrow-controls .hint{margin:0;font-size:11px;line-height:1.5}.escrow-required{font-size:12px;margin:0;align-self:center;line-height:1.7}.escrow-required strong{color:#1f5b49}.card-reserve{font-size:10px!important;margin:7px 0!important;min-height:0!important;display:block!important;color:#314e4a}.impound-details{padding-top:16px;border-top:1px solid var(--line);margin-top:18px}.impound-details h3{font:21px/1.3 Georgia,serif;margin:0 0 12px}.housing-budget{font-size:15px;padding:12px 14px;background:#edf5ee;border-radius:7px;margin-bottom:8px}.impound-details #impound-lines>div:last-child{font-weight:bold}.impound-details details{margin-top:10px}
@media(max-width:600px){.escrow-controls{grid-template-columns:1fr;gap:10px;padding:14px}.escrow-controls #closing-date-help{grid-row:3}.escrow-controls #escrow-choice-help{grid-row:5}.escrow-controls label:has([name=closingDate]){grid-row:2}.housing-budget{font-size:13px}}
@media(max-width:420px){.loan-card>[data-value=payment],.loan-card>.card-fees{grid-column:1/-1}.loan-card .card-metric>strong{white-space:nowrap}.calculator .fields .credit-score{grid-column:1/-1}}
@media print{body:has(#option-dialog[open])>header,body:has(#option-dialog[open])>footer,body:has(#option-dialog[open]) main>:not(#option-dialog){display:none!important}#option-dialog[open]{position:static!important;inset:auto!important;width:100%!important;max-width:none!important;background:white;border:0;border-radius:0}.result-panel{min-height:0}.result-panel dl>div{padding:6px 0;font-size:10pt}.result-panel dl{margin:12px 0}.print-brand{padding-bottom:10px}.print-brand img{height:65px}.print-summary .modal-summary{display:none!important}.impound-details{margin-top:12px;padding-top:12px}.housing-budget{padding:8px 10px}}
@media print{.impound-details{break-inside:avoid}}